F1
[FOUNDER PHOTO]
[FOUNDER NAME]
Co-Founder & [TITLE]
15+ years in the alternative products industry. [ADD 2–3 SENTENCES: companies built, roles held, what they handle at FCL.]
LinkedIn →About FCL
FCL was founded by three operators from the alternative products industry, who spent years watching good businesses get turned away from the funding and financial tools everyone else takes for granted.
3
Founders, all from the alternative products industry
15+
Years each working in alternative markets
45+
Years of combined industry experience
Our story
For more than 15 years each, the three of us built, ran and grew businesses in the alternative products space. We had real revenue, real customers and real payroll. But when it came time to borrow money, open a merchant account or get a business credit card, the answer was often the same: not for your industry.
We watched friends and partners pay too much for processing, get their accounts shut down without warning, or turn to expensive short-term capital because nobody else would take their call. Meanwhile, traditional businesses with the same numbers had a dozen options.
So we built the company we wished we'd had. FCL brings the funding, credit and payment tools traditional businesses have always had to the companies that have been overlooked, and we treat every application like it's our own business on the line, because we've been there.
Our mission
Give businesses in alternative markets access to the same capital, credit and payment tools that traditional businesses have always had.
We look at your numbers and your story, not just your category. If there's a legitimate path to funding, we'll find it.
We explain every rate, fee and term in plain English, and we'll tell you when an offer isn't right for you.
We've run businesses like yours. We know what a slow month feels like and why speed matters when an opportunity shows up.
Leadership
We built FCL for businesses like yours.
About FCL
FCL was founded by three operators from the alternative products industry, who spent years watching good businesses get turned away from the funding and financial tools everyone else takes for granted.
3
Founders, all from the alternative products industry
15+
Years each working in alternative markets
45+
Years of combined industry experience
Our story
For more than 15 years each, the three of us built, ran and grew businesses in the alternative products space. We had real revenue, real customers and real payroll. But when it came time to borrow money, open a merchant account or get a business credit card, the answer was often the same: not for your industry.
We watched friends and partners pay too much for processing, get their accounts shut down without warning, or turn to expensive short-term capital because nobody else would take their call. Meanwhile, traditional businesses with the same numbers had a dozen options.
So we built the company we wished we'd had. FCL brings the funding, credit and payment tools traditional businesses have always had to the companies that have been overlooked, and we treat every application like it's our own business on the line, because we've been there.
Our mission
Give businesses in alternative markets access to the same capital, credit and payment tools that traditional businesses have always had.
We look at your numbers and your story, not just your category. If there's a legitimate path to funding, we'll find it.
We explain every rate, fee and term in plain English, and we'll tell you when an offer isn't right for you.
We've run businesses like yours. We know what a slow month feels like and why speed matters when an opportunity shows up.
Leadership
We built FCL for businesses like yours.